Hilary J. Allen is a Professor at the American University Washington College of Law, where she teaches courses in corporate law and financial regulation. She has published numerous articles on fintech and financial stability regulation in academic journals, including DeFi: Shadow Banking 2.0? which compares DeFi to the financial innovations related to the Great Financial Crisis. Professor Allen also worked with the Financial Crisis Inquiry Commission appointed by Congress to study the causes of the financial crisis of 2008. Her book, Driverless Finance, details the relationship between financial innovation and financial stability.